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Your credit score is a number calculated separately by the three major credit reporting companies (Equifax, Experian and Trans Union) from information contained in the credit... Read more

The Nashville Public Library (downtown, 3rd floor West Reading Room) has a wealth of reference material related to small business. Read more

As you’ve probably already discovered, starting your own business is complicated. Not only do you have to plan for your business activities, you also have to be sure you are in... Read more

There are three natural and essential phases to go through when trying to decide if starting your own business is a sensible alternative to working for others. The Idea Phase In... Read more

Since one mistake is usually enough to bring down a business, do your best to avoid these ten mistakes. 1. Start a business with partners and associates with no formal written... Read more

Keep detailed, dated records about your idea. Whenever you discuss your idea with anyone, note the date and exactly what information you provided. Remember--you might someday... Read more

It sure is easier to consider that person who does work for you is an independent contractor rather than an employee. No complicated accounting, no Workers Compensation Insurance... Read more

The Internet has become part of our lives, both personal and business.Yet, many businesses are unsure how to use the Internet to effectively market and grow their businesses.... Read more

Many businesses, particularly start-ups, are based in the owner’s home. This approach clearly offers advantages of cost and convenience, but there are pitfalls to be avoided, too... Read more

There are alternatives to the group insurance you may have had when you worked for the ‘large’ company, but be prepared to pay more. This resource will walk you through some... Read more

Grants almost always go to certain scientific, educational or other non-profit- public good endeavors and are not usually repaid. Generally, a request-for-grant proposal is... Read more

When approaching a bank for a small business loan for a startup venture, it’s important to understand the bank will be as least as interested in your personal financial condition... Read more